Terms and Conditions

These Terms and Conditions (the “Terms”) form a legally binding agreement (the “Agreement”) between Bags Enterprise LLC d/b/a Blue Oak (“Blue Oak,” “Company,” “we,” “us,” or “our”) and you (“User,” “you,” or “your”) regarding the use of our website and services.

By accessing this website, completing a form, or interacting with our ads or funnel pages (including those on subdomains) (“Site” or “Sites”), you agree to receive SMS and email communications from Blue Oak in accordance with our Terms and Privacy Policy, and you agree to be bound by these Terms. If you do not agree, you must immediately discontinue use of the website.

1. USER AGREEMENT

These Terms govern your use of https://blueoak.com (the “Site”), including any subdomains, content, or services provided by Blue Oak. Your access to and use of the Site signifies that you understand, accept, and agree to comply with these Terms and all applicable laws and regulations.

By using the Site, you also agree to our Privacy Policy, which explains how we collect, use, and share your data.

2. CHANGES TO THESE TERMS

Blue Oak reserves the right to modify, amend, or update these Terms at any time. Any changes will become effective upon posting on the Site. Your continued use of the Site after such updates signifies your acceptance of the revised Terms.

If you disagree with any modifications, your sole remedy is to discontinue use of the Site.

3. ACCESSIBILITY STATEMENT

Blue Oak is committed to ensuring equal access to our website for all users, including those with disabilities. We strive to comply with the Americans with Disabilities Act (ADA) and other applicable accessibility standards.

Our website includes features such as:

Here's some stuff

Alternative text for images

Keyboard navigation
High-contrast mode
Screen reader compatibility

If you have difficulty accessing any portion of the Site, please contact us:
Email: [email protected]

5. INTELLECTUAL PROPERTY RIGHTS

All content on the Site, including but not limited to text, logos, graphics, images, videos, software, and data (collectively, the “Content”), is owned by or licensed to Blue Oak and protected under U.S. and international copyright laws.

You may not use, reproduce, or distribute any Content from the Site without our express written permission. Unauthorized use may result in legal action.

6. TRACKING TECHNOLOGIES & COOKIES

Blue Oak uses cookies and tracking technologies to enhance user experience, improve website functionality, and monitor analytics.

You can control cookie preferences through your browser settings. However, disabling cookies may limit certain functionalities of the Site.

For details, please review our Privacy Policy.

7. THIRD-PARTY LINKS & SOCIAL MEDIA INTEGRATION

Our Site may include links to third-party websites and social media platforms (e.g., Facebook, LinkedIn, Twitter). These third-party sites operate independently from us, and we are not responsible for their content or data collection practices.

If you engage with social media plugins on our Site, your interactions are governed by the respective social media platform’s privacy policy:

Facebook: https://www.facebook.com/help/cookies

Twitter: https://help.twitter.com/en/rules-and-policies/twitter-cookies

LinkedIn: https://www.linkedin.com/legal/cookie-policy

8. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Blue Oak and its affiliates, officers, directors, and employees shall not be liable for:

Any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or our services.

Loss of data, business, revenue, or reputation due to Site access issues or technical failures.

Any third-party actions, including hacking, unauthorized access, or data breaches.

Your use of the Site is at your own risk.

9. REFUND POLICY

All financial product sales through Blue Oak are final, and we do not offer refunds or cancellations.

For more details, visit our Refund Policy.

10. E-MAIL COMMUNICATIONS & CONSENT

By using our Sites, you agree to receive electronic communications, emails, and messages from Blue Oak regarding:

Account updates and notifications

Marketing and promotional content (opt-out available)

Legal disclosures and policy updates

You can unsubscribe from email communications at any time by clicking the “unsubscribe” link or contacting s[email protected].

11. TEXT MESSAGE COMMUNICATIONS & CONSENT

By submitting your contact information via our website, forms, advertisements, or through other lead sources, you consent to receive SMS/text

messages from Blue Oak. These may include service updates, marketing communications, appointment confirmations, and follow-ups related to our financial services.

Message Frequency: message frequency may vary. We will send messages to you on a periodic basis, as determined by Blue Oak and your submission requests. However, Blue Oak will make reasonable efforts to ensure that the frequency of messages is not excessive or intrusive.

Data Charges: Standard message and data rates may apply for receiving messages from the business. You are solely responsible for any charges billed by your mobile service provider as a result of text messaging or data usage related to communications from Blue Oak, including any subscription-based alerts, confirmations, or marketing messages you opt into.

Opting Out: You have the right to opt out of receiving messages at any time. You can reply STOP at any time to opt-out and unsubscribe from all text message communications.
Consent to receive messages is not a condition of purchasing any product or service. By checking the box on our forms that ask for your consent to receive SMS and email communications, you acknowledge that you have read and understood the terms of this consent and agree to receive text messages and emails from Blue Oak.

For more information on how your data is collected and used, please review our Privacy Policy here. https://blueoak.com/privacy-policy/

12. GOVERNING LAW & DISPUTE RESOLUTION

These Terms are governed by the laws of the State of Florida.

Any disputes shall be resolved through binding arbitration in Miami, Florida, in accordance with the American Arbitration Association (AAA) rules.

By agreeing to arbitration, you waive your right to a jury trial or class-action lawsuit.